List Of American Express Optima Card Limit Ideas. Now, amex seems to be tightening and formalizing its rules on how many credit cards and charge cards it will allow its customers to hold at once. You won’t receive a new introductory offer unless you are specifically targeted for one from american express.
There is just a pre limit setting and there are no hidden fees etc. You won’t receive a new introductory offer unless you are specifically targeted for one from american express. Your credit limit and apr will stay the same on the new card.
Cardholders Earn … 4 Points Per $1 Spent At Restaurants;
The only point i do not like is that you cannot collect points/miles. American express optima platinum card autoconverted to everyday. And i had the gold card before and amex took my 37000points when i couldn pay the card on time.
The Optima Is A Revolver.
The card has a 25 day grace period, and the option to pay over time. The optima platinum card offers some of american express’ most extraordinary benefits. Rewards transfer over to the new card.
However, If You’ve Had A Card With American Express For At Least Six Months, You Might Be Able To Request A Credit Limit Increase As Soon As You’ve Been Approved For Your New Card — Some Have Been Able To Request A Credit Limit Increase Within 60 Days Of Opening Their Cards.
I think now a days they are. Leading credit bureau experian defines excellent credit as 800 or better and good credit as a score of 700 or better. If you consider yourself a foodie or spend a lot at u.s.
American Express Has Allegedly Increased Its Credit Card Limit To Five.
It will have a limit. Supermarkets, you stand to earn a load of membership rewards points with the american express® gold card. It does get used occasionally, and my dh and son are additional card members.
There Is Just A Pre Limit Setting And There Are No Hidden Fees Etc.
The amex optima is american express’ exclusive card for those with bad credit. If a different amex card serves your needs better, then you should convert it. Also able to apply for other amex cards.